
The holidays are over and the longest month of the year is in its first trimester. For many, after all the partying and celebrations of the December holidays, they are drained not only mentally and physically, but also financially.
Thus, for most, January is a lean month. Even for businesses, activities tend to slow as consumer spending is mostly low. But the month of January is critical in determining the way the year tends to go as most make critical decisions during this…
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